Eligibility Criteria

We work with a broad range of clients to even the tricky ones. Find out if you’re eligible below!

Check Your Eligibility Easily

We work with a broad range of client types including self-employed, credit-impaired, and those with unique circumstances. If you’re ever unsure, just give us a call. We’ll review the scenario with you and let you know what’s possible, usually in just a few minutes.

Still Unsure? Talk to Us
Quick Overview

 

We accept most client profiles — including self-employed, past credit issues, or unusual income sources.

Flexible options for vehicle types, loan purposes, and asset ages.

Approvals beyond just the credit score — we look at the full picture.

Full Criteria

Who We Can Help

  • Employed or self-employed
  • Sole traders, partnerships, companies
  • New or established ABN holders
  • Clients with defaults, discharged bankruptcies, or low credit scores

What We Can Finance

  • Cars, utes, bikes — even classic or prestige models
  • Trucks, trailers, and yellow goods
  • Business, personal, refinance, or balloon payouts

What We Accept

  • Bank statements (Open Banking or PDF)
  • Payslips, BAS, invoices, or accountant letters

We Say "Yes" More Often Than You Think

If you’re unsure, don’t guess & call us today! Eligibility can be complex,  but your next deal doesn’t have to be.

TALK TO AN EXPERT